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Healthy Paws Pet Insurance

FREQUENTLY ASKED QUESTIONS

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What are the Top 10 Common Illnesses and Accidents for Dogs?

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Will Pet Insurance Save Me Money?

Absolutely yes! If you've ever had a major medical bill for a pet, then you know. If your dog or cat is seriously injured or develops a chronic illness, the vet bill can be astronomical. Even the most responsible pet parents may not be prepared for emergency procedures like a foreign object removal, which can cost upwards of $5,000, or a torn ACL that comes with a similar price tag.

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How Much Does Pet Insurance Cost Per Month?

The cost of pet insurance varies based on several factors, such as where you live, what breed or breeds your pet is, and his or her age.

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Why is Healthy Paws Top-Rated with pet parents?

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How Does Pet Insurance Work?

Pet insurance reimburses you after treatment.

You take your pet to your favorite veterinarian when they are sick or injured.

You pay the veterinarian at time of treatment.

You submit a claim to Healthy Paws.

Healthy Paws sends the reimbursement check directly to you within 3-10 days.

That's It!

Healthy Paws will make special accommodations for large veterinary bills with the agreement of the veterinarian. Healthy Paws can actually direct pay the veterinarian and this needs to be pre-authorized and is handled on a case by case basis.

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What If I Can't Pay the Vet at the Time of Treatment?

In situations where you cannot pay your vet at the time of treatment, you may contact Healthy Paws to pay your vet directly. If your veterinary hospital is willing to accept payment from Healthy Paws, they can work directly with them to expedite access to your pet's medical records and the processing of your claim. This direct payment option is available for any licensed vet across the United States; it is not limited to any specific network of vets.

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Is it Hard to Enroll?

It's super fast and easy. It takes about 10 seconds to get a free pet insurance quote.

To sign up, it takes a couple of minutes to complete information about your pet(s) and provide Healthy Paws with a credit or debit card for monthly premium payment.

Customers receive a 30-Day Money-Back Guarantee with monthly auto-billing and they can cancel any time.

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Is there a Waiting Period?

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Does Healthy Paws Cover Hip Dysplasia?

Yes, hip dysplasia is included in coverage at no additional cost to you, as long as the following requirements are met:

  1. At the time of enrollment, your pet is under the age of six (6).
  2. There are no clinical signs or symptoms manifest within the first twelve (12) months of continuous coverage.*

*Waiting periods do not apply to the states of Maryland and New Hampshire.

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What is Not Covered?

For a comprehensive list of policy exclusions and limitations, download a copy of the Healthy Paws Pet Insurance policy here.

Exclusions:

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What about Dental Health Care?

Healthy Paws provides coverage for dental care related to traumatic injury, such as chipping a tooth while chewing a bone. They cover the cost of extraction or reconstruction of damaged teeth when there is damage to the mouth from an outside source.

Dental cleaning or extractions related to dental decay are excluded from coverage.

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Are RX Diets Covered?

Unexpected treatment costs like diagnostic testing, surgery, FDA-approved prescription medications and hospitalization are covered. Healthy Paws does not cover the costs of food, including prescription or special allergen diets.

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Is Euthanasia and Burial Covered?

When it is medically necessary for a covered condition, Healthy paws covers the costs of euthanasia. Cremation or burial are considered aftercare, and are not eligible for coverage.

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What About a Savings Account for Pet Health Emergencies?

Unfortunately, when you are responsible for the total vet bill, the sudden onset of illness or an accident can wipe out a pet savings account for medical costs very quickly. What if you've saved $1,000 and you're hit with a $5,000 vet bill? With Healthy Paws, you can get reimbursed up to 90% of your vet bills with no caps on payouts and they have many customers with lifetime claim payouts exceeding $25,000. It's actually pretty cool.

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 Healthy Paws Pet Insurance #1 Pick for Medical Pet Insurance in 2019.  

 Healthy Paws is a pet insurance company based in Bellevue, Washington. They provide medical insurance coverage for cats and dogs. They are underwritten by members of the Chubb Group, who are a consistently highly-rated insurer.

 Healthy Paws offers an industry-leading pet medical insurance that includes unlimited lifetime benefits, high reimbursement, affordable coverage, and top rated customer service in all 50 states. Canada under certain circumstances.

 In comparison to other pet insurance providers, Healthy Paws offers the most all-inclusive coverage and has no caps or limits annually, per incident, or lifetime. They cover all accidents and illnesses without any restrictions for hereditary or congenital conditions. To best suit your financial needs you can customize your deductible at $100, $250, or $500. Naturally, if you go with the $100 deductible you'll get a 90% payout per incident, but you are going to be paying a slightly higher monthly premium as well.

 By getting health coverage for your furry family member, you can be there for them when they need you the most. After all, they're always there for you. Pet parents love the fast claim reimbursements and compassionate interactions with the Healthy Paws team.

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